What To Do If Your Home is Damaged During a Hurricane

What To Do If Your Home is Damaged During a Hurricane

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Hurricanes can cause a lot of problems, especially if you were right in the path one. That being said, if you are homeowner in a hurricane prone area, you may be trying to sort out what it is that you’re going to need to do if something occurs and you need to get things in order.

What are you supposed to do if your home has been damaged in a hurricane? What sorts of steps do you need to take and how can you be sure that you’ve got everything in order so that you can work out details and know that you can get the insurance money you deserve? Here’s a step by step guide that you need to be sure to consider.

Document Everything

After the damage has been done, be sure that you document absolutely everything that is wrong with your home. Every bit of damage, every flooded space, and everything else that you need to be able to deal with should be documented, both written and via photography. Not only will that make it easier for you to file your claim, but

Only Make the Necessary Emergency Repairs

Don’t do much of anything before the insurance works out. Not only could it make it hard for you to get the money that you need after those repairs have been done, but you could end up losing money because the insurance company won’t take care of things. So, if something needs to be done to prevent additional damage, it should be taken care of immediately.

Compile Inventory Properly

It’s important to have an inventory of what your home has and what it should have. This makes it easier for you to see what may be damaged and it can be easier to claim the items that you need to get fixed or replaced in the meantime.

File a Claim With Your Insurance Company

Now, it’s time to file your claim. If you organize everything and document it ahead of time, you will find that it’s much easier to take care of the claim because you can put it all in there ahead of time. Filing the claim will go more quickly and, hopefully, you can get your money back more quickly as well.

Find Emergency Housing

Lastly, if you need repairs that make your home unfit to live in for a time, be sure that you do everything that you can in order to put together emergency housing. Whether you’re with a family member, a friend, or in a hotel or motel, you want to have things in order and know that your family is safe and comfortable until things get worked out.

There are a lot of different ways to go forward with things, but your insurance company should be able to help you out when it comes to working out exactly what is necessary in relation to your situation. You can start moving forward and be sure that, when all is said and done, you are going to be able to move on afterwards.

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